Schools Programmes : Making Money Count

Making Money Count

An imaginative, fast-moving, work-related learning programme focusing on the importance of Money and Financial Matters to help your students develop their personal financial capability.

The programme highlights the importance of becoming more financially aware; not spending more than they earn to avoid getting into debt; why it is a good habit to save for a ‘rainy day’ and that money should never be borrowed unless the interest repayments can be covered.

We introduce the basics of simple budgeting and why it is necessary for your students to manage their money by:

• recording their income (pocket money, part-time jobs, gifts) and their expenses
• deciding their needs and wants
• working out how much they have or need to save for their purchases
• becoming ‘Savvy Shoppers’ by researching prices both offline and online as well as negotiating better deals

Our programme will give your students an understanding of:

• the history of money; bartering, evolution of our banking system and why the recent credit crisis happened
• where money comes from, where it goes, how to make the most of it
• essential money terms – income, expenses, assets, liabilities, credit, debt, savings & investments, compound interest, APR & AER
• the role of Banks & Building Societies, how to open accounts and the different products they offer
• the critical difference between debit cards, credit cards & store cards
• Current & Savings Accounts, Overdrafts, Loans, Hire Purchase, Interest Free Credit, National Savings, Investments & ISAs

Overall the programme involves students:

• gaining an appreciation of money and becoming more financially aware
• communicating and working together collaboratively in non-friendship teams, solving problems and completing team challenges